Methods of Payment

It is always safe to use our online shop. The entire Påre Skincare online shop has SSL protection, so it is safe to provide your personal information. Outsiders cannot monitor the data transfers and we do not save our customers’ bank or credit card information.

Payment Service Provider Paytrail Plc acts as a collecting payment service provider and is an authorized Payment Institution. Paytrail Plc will be shown as the recipient on your bank or credit card statement. Paytrail Plc will forward the payment to the merchant. For reclamations, please contact the website the payment was made to. Paytrail Plc Innova 2 Lutakonaukio 7 40100 Jyväskylä Phone: +358 207 181 830 Business ID 2122839-7

Electronic payment:

Online payment buttons of all Finnish banks: Nordea, Osuuspankki, Danske Bank, Säästöpankki, Oma Säästöpankki, POP Pankki, Aktia, Handelsbanken, Ålandsbanken and S-Pankki. • Invoicing and instalment services: Collector invoice/instalments • Card payments: Visa, Visa Electron, Mastercard and American Express. • Mobile payment: MobilePay

Card payments

Visa, Visa Electron, Mastercard and American Express.

Mobile payment:

MobilePay is an easy, quick and popular mobile payment method. The MobilePay app is provided by Danske Bank – you can find more information on the app on the Danske Bank website. Using MobilePay in an online shop: 1. When shopping in the online shop, enter the mobile phone number you have linked to the MobilePay application. 2. The payment is approved in the MobilePay app. 3. The payment will be charged from the payment card that you have linked to the MobilePay application, after which you will be returned directly to the online shop.

Collector invoice/instalment service

  Collector invoice/instalment service always offers you an interest-free* period of 30–60 days. This means the due date is always the last day of the month following the month during which you made your purchase. (*Interest rate for the interest-free period is 0%, invoicing fee € 2.95 added to the first invoice.) You can pay off the rest of the sum on the due date or choose instalment payments over 1–36 months. Instalment service is provided automatically if you pay the minimum sum (marked on the invoice) on the due date. If you wish, you can also pay larger instalments or pay the remaining sum at once.

The instalment service’s interest is 1.6% a month, which corresponds to a 19.20% nominal annual interest rate. An account maintenance fee of € 2.95 per month will be added to the invoice, which means the effective annual percentage rate of interest for a 1000 € purchase is 21.3%.

When you choose the Collector invoice/instalment service, the products you ordered will always be delivered before they are paid for. This provides flexibility in terms of exchange and return handling. Collector invoicing/instalments can be used by persons who are at least 20 years old and have no history of credit problems. We will check your credit history when you place an order. For late payments and unpaid invoices, a reminder fee of 5 € and a monthly fee of 1.6% will be charged for the time that the payment was delayed.

The full Collector invoice/instalment service terms and conditions can be found on the following website:
A more detailed service description can be found at here.
 
https://www.collector.fi/henkiloasiakkaat/maksa-laskulla/ The general invoice and credit terms can be found at here. Standard European Consumer Credit Terms can be found at here. The credit is granted by Collector Bank AB.

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